Electronic Statement Disclosure Agreement

The frequency of periodic settlements and notifications is described in the separate account agreements you received when opening the accounts. By accepting this agreement, whether it is the online electronic acceptance or the written acceptance by signature below, you agree to all the conditions listed below. Federal Law: You acknowledge and agree that your consent to electronic communications is given in connection with a transaction concerning intergovernmental trade subject to the Federal Act on Electronic Signatures in Global and Domestic Commerce (ESIGN), “Act”, and that you and we both intend that the law apply as much as possible to confirm our capacity, Do business with you electronically. In addition, you agree that we may terminate the Electronic Reporting Services at any time and use printed statements by mail and other member communications. We may also change any provision of this Agreement and disclosure at any time. We will warn you through electronic advertising, as provided by law. If there is more than one party for the account, the notification to an account holder takes effect for all. The transmission method used is a “push” method, which means that your electronic declaration will be sent to you by e-mail as a secure PDF annex (portable document format). The PDF annex contained in the e-mail notification does not contain customer data. When opening the PDF appendix, a login screen for an electronic declaration is displayed. .